You'll have to call them every month after your payment posts and ask them to reallocate the extra-payment that went towards the 24 month easy payments, to the 6 months option. They take a long time and it's been a hit or miss since Synchrony. One of the Synchrony agents told me they will implement an allocation of payments feature on the online portal. But that was in Summer of 2019. I still don't see it, so I am not holding my breath for that. Ultimately with my 24 month easy payments, I gave up and paid it all off by 16 months or so. Because I wanted to use the 6 months options on other purchases. While the 24 month easy payment was amazing to have by itself, it was sticking out like a sore thumb when there are other transactions. My advise is that if you have this promotion and want to keep it for 24 months, don't use PayPal credit for anything else until it's paid off.
... View more