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You should contact paypal to verify, but some merchants are actually using paypal terminal as the payment procecessor and in your bank statement it is appearing like it's from paypal. Once you contact paypal, they will be able to tell you what you purchase exactly and where, it might be something that you really purchase.
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There are several indicator that an email is fake. One of which is the email address they're using, be mindful of the sender's email address. Another indicator is Paypal always used customer's full name for the greeting part. Also, if the email is asking you for sensitive information such as password, it is indeed fake. What do you mean by "Does paypal take upto 24 hours to pay"?
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There's various reasons why money will be on hold, one of which is if the paypal account is new. But you need to contact paypal to make sure.
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