I have a similar issue with PayPal and PayPal Credit. On July 6, 2019 I purchased a HP computer on Best Buy online thinking I'd be able to pay for it over a 6 month period using Pay Pal Credit. Everything looked fine until I checked my bank record and to my surprise my savings account was overdrawn by that same amount.....All because PayPal decided to take it out of my Savings account instead, Now I'm stuck with an overdraft I won't be able to cover until the first of the month as I am a senior citizen I get that that PPC doesn't cover everything BUT why was PayPal Credit at the top of the list of funding sources on my account page if it wasn't available for this purchase. Or if the amount was too high for a single purchase why wasn't it declined in the first place. Now I'm afraid of ever using that credit line.
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