Hi @ShannonC2,
That's a good question. Here's an article from our Help Center How do I link a bank account to my PayPal account. Please take a look at this and see if you're able to add the U.S. bank. If you still have trouble I would suggest you contact us. To contact customer service, please click Contact at the bottom of the PayPal website for available options, or reach out by Facebook or Twitter. I hope this helps.
Thanks!
MichelleW
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