Hello there! It is my understanding that it can take 3-5 business days for PayPal to withdraw funds from my bank account. I was wondering, if I were too make a purchase when there was insufficient funds in my account at the time of purchase, but the funds were available in my account before PayPal withdrew the funds, would I still incur a disloyalty fee or some kind of mark against my account? When I realised that the funds weren't immediately available (within a minute or so), I tranfered the required funds from my other partners account. However, this won't be in my account for another 12 hours (Still 2.3 days before PayPal withdraws the funds). I understand this may be more dependant on the bank as it is a bank fee, not a PayPal fee. But I am curious if the payment gets like... backdated or something, therefore incuring a fee. Thanks guys!
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