Unfortunately, once your account is negative (because of the overdraft fees they just caused) Paypal will attempt to charge the account again causing even more overdraft fees. If you try to remove the payment method you can't because of a PENDING TRANSACTION - but here's an idea: give the user an option to STOP using the account for any future charges, etc. One solution is having the bank close the account so they cannot keep charging it over and over again. Good luck trying to have them do anything beyond giving you scripted responses.
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