It is completely ridiculous. Sure, it’s their money, but we pay a fee to use their service and for borrowing their money. The fact that a computer makes the decision is what’s scary, so really no rhyme or reason to it. I paid off both my loans early , had no chargebacks, but may have had a negative balance, but why should this matter? It’s not a bank account, it’s a service.. when I relayed my last loan EARLY, my record was clear and sales were good, paying them back early was a BUG mistake, and is bad of the company to encourage it. These machine algorithms are a JOKE, as why should you be penalised for a dispute that may have been a postal problem, or something else out of your hands, because of this crap, I will be happy to move to the next company that provides a gateway and a FAIR loan service.. I think it must be a big shock for everyone who repays their loan early, way earlier than projected, to then be rejected. That’s **bleep**. Not Fair, and PayPal should be ashamed of themselves for such a shonky inconsistent service.
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