I currently have a credit limit of £250 but want to purchase something that is £295. How does that work, can I pay the £45 difference from my bank and still have the £250 on credit or will the purchase be declined? I’m worried that if I attempt to make the purchase using the credit that it may be declined then taken straight from my current account via PayPal. I hope this makes sense 🤦🏼♂️
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