Hi @terivist,
I'm sorry to hear of the issues you've been facing when trying to link your card. It sounds like we'd want to take a closer look into this, so to avoid sharing personal information over a public forum I would recommend reaching out to us through either Facebook or Twitter, or you can always go to the bottom of any PayPal page and click "Help" or "Contact."
Thanks and welcome to the Community!
Gwen
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