Hi Fral65,
Thank you for your post and welcome to the Community!
PayPal Credit is a line of credit issued by Synchrony Bank that gives you the flexibility to pay for your purchase now or pay over time. It’s easy to apply and easy to use. You can use it as a funding source and you can use on thousands of websites.
Here you can find PayPal Credit's Terms and Conditions.
I hope this helps!
Martina
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