I have a $0.00 from PayPal pending on my bank account after signing up, is this just for verification? And if so, when/how do I get it to go away? It's been three days since I've signed up. Also, the only purchase I've made on PayPal was sending money to an artist after having a commission done. My bank account says bill pay by debit card... -$40 (which is the amount I sent) and then underneath in red lettering is -$4.78. Does this just mean the artist paid the $4.78 for the transaction, or have I been fined in some way?
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