I had an overdraft on my checking account from paypal's shoddy business practices. when I contacted my bank account about it (btw the withdrawal was made 2 days after paypal credit payment was due by them and not authorized by me) they said, "We cannot stop payments to services where you linked your account" I sent in an email to paypal support and they ignored it without responding. after that, I am switching banks and cancelling paypal credit asap. Paypal refuses to unlink my bank account and does not even acknowledge the overdraft at their request. I will never use paypal (or my credit union) again after this debacle. ebay also ended their contract with paypal as of the new year. (that's what I mostly used them for.)
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