So I am annoyed as many other users that you cannot choose the default currency for your payment method and you have to choose every time not to use paypal conversion. However, sometimes I am losing serious amounts of money because my payment method is attached to a certain service and it just takes the default currency without asking me. However some don't. How does it work? AIRBNB had a place for which I had to pay in EUR, I had my paypal attached as a payment method and it has charged me in RUB, however because my card is in EUR, Paypal converted from EUR to RUB and then my bank converted it back from RUB to EUR. I had to pay more than 5% of the whole amount! However, when I use other services it doesn't happen. My question is why sometimes it does the conversion and sometimes it doesn't?
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