I see that this process has agreed and commited to be automatically done between Paypal and financial institutions that issues buyer's cards. The problem, far more than my case, is that many imposters could be "born" since they would have been able to claim any time that they received a item not described without proofs and filling in Paypal with their credit card banks or companies or issuers they finally get their money back keeping the items, too, especially when Paypal passes to the buyer's financial institution the liabillity to judge the case. Believe me, this is something very undermining as it concerns Paypal's reputation as this practice doesn't provides any cover to the seller leaving him totally unprotected in case he would be an imposter's target, in any time.
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