We (rather, the two of us out of three) are freelance digital artists who intend to use this account to both receive commission money and purchase online. We're currently using a Business Account because we recalled that using personal accounts for business purposes are subject to being blocked from PayPal altogether. However, we found setting up the account opens up a can of worms because apparently it's only for registered businesses (which we are obviously not). We were thinking that we instead downgrade to a Premier Account (which is more casual and less frustrating), however it is not an included option here in the Philippines. I have read about how it's fine to receive payments in a Personal Account as it is in Premier, though I am still not sure in our case because of varying policies between countries.
Is it fine to downgrade to personal, then? I really appreciate feedback soon, thanks!
-raj
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