I understand that you want bank info verification on the account, but if the money is in the account then you shouldn’t need any more info. Either you accept it or decline it due to funds. Let’s be real about this if I have a visa debit card I don’t really need to pay with pay pal then. Which I changed accounts and have been getting declined for purchases as well with PayPal. I am not gonna link my debit or bank account to it as I like my security. The whole reason for me having the account was so I could buy things not on my bank account and receive money. Seems to me I will be closing this account as there is no real reason for me to have a middle man who leaves the door open if they get hacked. So what’s the real reason for the linkage? What does PayPal receive to make sure that a debit or bank account is linked?
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