A Fraudulent Charge came through in the middle of the night, I got a text message from Paypal asking if it was me, I responded no, but the charge went through anyway. I disputed the charge, Paypal said it was a valid transaction and closed the dispute. I stopped payment through my checking account, cancelled my cards that Paypal has access to. A day after this, paypal tried to take the funds from my account but it was declined. They will not be able to use the backup sources either because they are all cancelled. now my PayPal account shows a negative balance, I will not be funding this transaction because it's fraudulent, apparently came through a service called Xoom, I now have email confirmation that the Xoom transaction is cancelled due to fraud. The shipping address on the fraudulent charge is, This is not my confirmed address in my paypal account. <removed> United States How could all of this have happened?
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