I have an account and I sent myself a request for money, to an e-mail address I have that is NOT associated with my PayPal account. When I click "Pay now" in the e-mail then select "Pay as a guest", it takes me to the pay as a guest page where you can enter payment information and within a second, it takes me to the page for creating accounts. I tried to post the link here, for you to see firsthand what it is doing, but of course it won't let me.
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