I understand the the policy of holding payments for "up to 21 days" and how to provide the tracking information. My question is about the inherent conflict of interest for Paypal to release funds quickly, because the utilizing the over-night funds markets at a simple LIBOR allows companies with significant amounts of money to earn large amount of profits, especially when using others' money. For example, in my recent sale the delivery information was confirmed and the buyer is happy, but the monies are being held for 3 extra days as part of the standard policy.
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