I too have run into this same issue; the card is valid, has been used online before and has funds to cover the amount. Have contacted the issuing bank, they approve the transaction, but PayPal will not allow the card to be used for the payment. I had read on another topic that it may be due to the credit card holder NOT having a PayPal account. PayPal does not require purchasers to have a PayPal account, however, people who have accounts never seem to have the "card cannot be used" error message. I'd hate to have every customer I service create their own PayPal account, just to pay for services... but it may be the case. No one can give me a straight answer (from a human) I';ve been lucky that so far my customers can write a check rather than pay with a credit card - but isn't that the whole point of PayPal - accepting credit cards online? If anyone has a solid answer on why this continues to be a hit or miss topic - "I'm all ears!"
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