I was sent a letter from Covergent stating that Paypal Inc has sent a creditor to collect debt. The debt stating that I owed $40.00. However my current paypal balance was and is $0 and all my previous statements state that my blanance is also $0. I never received an email stating that I owed money from paypal nor did they ever state that I was in debt. Do I still have to pay or is it a scam?
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