Hi AlleyKat1954,
Thank you for your post and welcome to the community!
In general, you can have a Business account even if you do not have a business. If you decide to do so, make sure to select the correct business type. Usually, if you do not use PayPal for your Company, you should select 'Individual' as your business type.
For more information, you can visit the 'Business' version of our website here.
I hope this helps!
Martina
... View more