Dear god... It happened to me twice. Both times when paying for eBay purchases. I thought that in the past I might simply checked the wrong card during payment. I haven't any hard evidences, even clear memories about numbers. But 2 days ago it happened again, and this time I have at least absolutely clear memory of last 4 digits of card, that was chosen as a source for payment. I double checked that I have chosen credit card, instead of debit card. And guess what. When I looked on my bank account online just an hour later I just saw that they charged my debit card instead of credit one. I contacted PayPal - right now there is option to fill in a complaint via web form. After 24hrs they answered that they pushed my complaint to the tech department. After another 24hrs my card was permanently charged (transaction was settled). Now I am awaiting, if they will chargeback my debit card and then charge credit one, accordingly to what I asked for in my complaint. I will get back here to tell you, if this online complaint to PayPal would help me to correct the situation and charge my credit card instead of debit one. For sure contacting bank will not help here. No matter if this would generate additional costs on bank account or not.
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