Hello, @donutguy640. Thanks for taking the time to add your concern here on the PayPal Community Forum. @LucyD3 is correct that you will need to contact Customer Service to close a PayPal Credit account, but you may need to contact PayPal Credit directly since their Customer Service is separate from PayPal's Customer Service due to credit industry regulations.
If you still need assistance, please scroll to the bottom of the page at https://www.paypal.com/us/webapps/mpp/paypal-credit/faq for PayPal Credit's contact information. In the mean time, you can select another payment method when you make an online purchase. If PayPal Credit appears as the payment method for a purchase, click on it or click Change to select a different payment method.
You also can set a different payment method as your preferred payment method. Check out https://www.paypal.com/us/smarthelp/article/faq1054 for more information on that. Please note, even with a preferred payment method set you can still change to a different payment method when completing an online purchase. I hope this is helpful. Thanks for your patience during this time.
Sincerely, Michael
PayPal_Michael
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