I feel REALLY dumb for not having figured this out already, but my sister sent me $45 via PayPal a couple of months ago. I assumed that I'd just be able to purchase something online and pay with that $45 balance. I tried to do just that, but only end up charging the entire balance on the card that I have attached to my PayPal account instead. The $45 sent to me by my sister shows up in my history (as well as the charges to my card), but my balance still says $0. What am I doing wrong?
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