I'm a first time user on PayPal since I didn't have access to a debit card when I was younger. I am really upset over how hard it is to add money to the PayPal balance because I want to be able to instantly send money so that my friends don't have to wait days before getting it. I called customer service and for 15 minutes I was simply told that the security was holding me back and was recommended to just use my bank account instead. That is not a solution! That is avoiding the issue and I really am losing faith in PayPal because the whole point of it being online was so that you could have something sent instantly, or that's at least what I thought in my mind. Below is the error I get for trying to withdraw money from my bank account to my PayPal balance. As the picture to the right says no balance is needed, it actually is if I want to send something instantly, as that is the only option on this site that is instantaneous. And when I try to transfer money to my PayPal balance on the mobile app I do not get any confirmation receipt or email so I have no idea if that's working either. Very disappointed overall considering how big and popular PayPal is.
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