Hello, I am hoping someone in the community will be able to assist me with the odd situation at hand. Recently, a buyer sent me a payment of $40.00 in exchange for "experience points" added on a creature on a virtual game. She paid me in advance for the 5,000 experience points she wanted me to add. I am confident in my ability to put these points on the creature, as I have done so for years and received several hundred dollars from many other users on the game without complaint, so I deposited the funds to my bank account and have since spent it. A few days ago, the buyer comes back to me requesting the creature back because she was unhappy with the speed the points were being added; I have a child in real life who fell ill during the first week I had the buyer's creature to "train" and was not as fast as I usually am. Once my child was no longer ill, I began training the creature at the usual rate. The buyer messaged me on Facebook telling me she wanted the creature back before I added the rest of the experience I owed her and to keep the $40 she had already sent me. I returned the creature and expected the drama to be over. Unfortunately, several hours after I returned the creature on the game, the buyer messaged me once again on Facebook demanding that I refund her $30 of the $40 she had sent to me. I am not in any position to send her $30 due to extenuating real life circumstances. My questions are, does the buyer have any actual right to the refund? If they follow through with filing a dispute and I literally do not have the funds in my Paypal account, bank account, or on the debit/credit cards I had linked, will my accounts be overdrawn? I know the situation is very bizarre, especially that it's regarding "experience points" on a virtual multiplayer game, but I'm beginning to panic as I literally can't afford $30 to refund her because she decided to not let me finish what she had paid for. I've emailed Paypal regarding the situation but haven't heard anything in response and wanted to see what the community had to say. I have screenshots of the conversation that took place in which she told me to keep the $40 so I need to know the correct course of action in this situation to protect myself. Thanks very much.
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