There are all sorts of reasons why companies settle out of court - they may be able to win, but they may know that they'll never recover their funds from the loser. So they offer a small amount to get the case over and done with. It's called "go away" money. Very common practice with large companies. There are many reasons companies settle out of court, to name a few, to avoid embarrassment and their named smeared all over the papers and news etc, because they are guilty of wrong doing, or because an JUDGE ordered them to. And how can you call someone a loser, that is just wrong, especially when you don't know the person.
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