Doesnt make it legal and plenty of people have won when fighting this through litigation. Their terms are not above the law and no one "agrees" to it. They click on agree box as it is required before opening paypal. Just because we click on a box that we are forced to doesnt mean we think their terms are great and we are willing to accept our money being held. We are agreeing that we have to tick that box and agreeing that this is their terms, it doesnt mean we agree with them doing as they do. And that we dont have our own terms too.
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