Hi Jacqui, Yep, you just got shafted by PayPal. I've spent days researching whether or not it's possible to avoid their ripoff exchange fees and couldn't find a solution. They don't let you transfer USD to a USD account outside the US without applying the exchange fee. If you sign up for a US bank account with a service like Payoneer they don't allow you to link that as a bank account, even if you create a US PayPal account. Basically they're determined to charge their outrageous exchange fees if you want to use PayPal to accept payments in USD but live outside the US. They can do this because it's pretty much a hidden fee and they're relying on the apathy and ignorance of customers. Use another service such as Stripe or Payoneer wherever possible. Their exchange rates are less than half those of PayPal and they're transparent about the fees and even give advice on how to minimise them. HTH, Neil
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