1.) So, if I purchase an item over $99 with PayPal Credit I have 6 months to pay it off. What is the interest rate of an item below $98? or do I have 6 months for that as well? Disregard the rest of the questions if the answer is yes to this. 2.)Am I able to add something like a $97 purchase then later make a $5 purchase the next day to make it $102 and therefore 6 months to pay off? 3.) If I make a minimum payment on a transaction below $99 assuming it doesn't give me the 6 months, do I still get charged interest for that month? How long can I continue just paying minimum payments if so? 4.) Also, if I buy something for $200, then afterward pay for something that is $50. The balance sitting at $250, I send $50 to pay off my PayPal credit, does that go towards the $200 or the $50. If the $50 goes to the $200, then I'd need to pay off the full balance to get the $50 paid off to not get charged interest for not having a transaction over $99 right? Or does it become $250 that I can pay over 6 months? Thanks, I'm still pretty young and don't get the general idea behind credit cards atm, much less paypal credit.
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