I am forced by my book publisher to have my royalty payments put in PayPal. But PayPal has limited acceptance. I want to be able to use this PayPal money at sites that do not accept PayPal. I was advised to get a PayPal Debit Card. I am confused about how to do this. I basically want to fund a debit card with my PayPal balance, like a prepaid card. There is no risk to any lender, since the card would be funded by my money. I read somewhere on here that I have to have a business account and/or undergo a credit check, like I was getting a credit card, to do that. Why, if I have money in my account, do I need to do any of that? Thanks.
... View more