Since we can't change the way payments are allocated, I recommend splitting your payment so it's easier to allocate (when you have a mix of easy pay (24 month) and interest free (6 month) balances.
Make one payment of the minimum listed on your statement (or in the portal) about a week prior to your due date. The minimum will be equal to the sum of the easy payment amounts per month (this will be shown on your statement) plus $27.00 (it's only $27 whether you have 1 or more interest free payment balances.
Schedule another payment the day after the min payment due that equals the overage you need to satisfy the interest free balances. If you have multiple interest free balances, sum the total amount of those balances, minus $27 per month. Then divide that sum total by the number of payment remaining for the last expiring interest free balance. Refer to this the "interest free balance payment"
Double check to make sure this payment amount applied against the next expiring interest free balance. In some cases, your interest free balance payment may not be enough to satisfy the next expiring balance (ex., you owe one balance of $250 expiring in Feb 2019, and another for $500 expiring in 7 months (July 2019), $750 - (27*7) / 7 = 80.14 and 2 payments would equal $214.28 (27*2 + 80.14*2) which is less than $250). In this case, you'll have 2 payments of $98 each to satisfy the $250 and then $500 - 27*5 / 5 = $73/month. Or you can keep the interest free payment at $80.14 and make a one-time payment of 35.72 to satisfy the 2 month payoff. I personally like the first option because I can schedule all my payments in the PayPal website at one time.
Look for rounding issues. Normally when you divide your interest free balances out as shown above, you will either have to overpay or underpay by a penny for a month or more. In the example above, let's assume you had 2 balances of $245.13 and $689.12. The total divided by 7 months is 106.464 (removing $27.00 min for payment amount). If you use $106.46 + $27.00, your total payments will be 934.22 (underpaid by $0.03). So you would need to adjust your first 3 payments to be $106.47 and your last 4 payments to be 106.46. In this example, note that your first balance is paid off with the 2nd payment ($266.92 paid vs. 245.13 owed, with $21.79 remaining). You will have to allocate that $21.79 to your other interest free balance when you call into PayPal, otherwise it will remain on the easy pay balance.
Schedule all your payments (step 1 and step 2) or each month until your balances are paid off. I'd recommend scheduling them all in advance only if you don't plan to make any new purchases. If you are, then I would only do a couple of months since you'll have to go back and recalculate the interest free balance payments each time you add a new purchase.
Set calendar reminders for each month 1 day after the interest free balance. It takes a day for payments, once completed, to allocate to each balance in the portal.
Call into PayPal credit and ask to allocate the 2nd payment to your next expiring interest free balance. You can't do anything about the first payment, because it's the minimum amount due. This will simplify the process of allocating payments. If you don't do this, you'll have to figure out the difference between the minimum and your total payment (PayPal will double check this before the allocation). With the second payment, you will just tell PayPal "Allocate my payment of $125 to my $250 balance expiring in February 2019."
You will get an email about the workcase immediately and then another stating it's completed (see images below). Check your balances the day after you receive the completed email and you should see the changes.
Make sure you check your monthly statements to ensure what you show as the expiration date on interest free balances matches your interest free payment schedule. New purchases aren't assigned an expiration date until the next PayPal credit statement is issued. I've found that anything purchased within 1 week of the statement expiration gets 7 months, and anything above that gets 6 months. So if you are thinking of buying something on interest free, try to buy it within 7 days of your statement close date.
Finally, I would set a calendar reminder for the month where you have an interest free balance expiring, to make sure you next monthly payment will have the total balance paid off.
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