I've never linked my bank account to PayPal; I've only ever had my credit card charged. So, how do I have a PayPal Account Balance? Where did that money accrue from? Is it my money or some sort of rewards earned by using PayPal? I can only move it into my banking account if I first link my bank to PayPal, which I don't want to do. I'm fine with the balance sitting in my account but I've no idea where that money came from. If it is my money, I'll spend it but I don't want to if doing so somehow signs me up for a service (a PayPal card for example) I don't want. All the explanations I've read defining what an Account Balance is imply I was reimbursed money from a previous, cancelled purchase. If that's true, why did the money go to this PayPal Account Balance and not back to my credit card...like it should. Thanks!
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