I hate to hear you're in the same situation. I took my credit reports to my mortgage banker and showed him all the correspondence and requests for an excessive amount of information after having been approved. DL, Bankong confirmation, current bill, in addition to what they already have which is my DOB, social, and last 2 addresses. They now want my most recent bank statement and a passport (I don't have a passport) and asked for an alternative, told them I could provide -my birth certificate -credit card bills -library card -marriage certificate Although I truly feel enough is enough. I emailed my mortgage banker all the correspondence betweeen PayPal as well as my credit reports I pulled 2 days ago. I wanted him to see as I was worried I missed something since I've never had this issue. He advised me to take the following action: --file a complaint with the BBB - the Texas Department of Banking (would imagine there is similiar in any state -the FDIC - the OCC. I've done the BBB and have yet to get a response so I reached out once more to WF and requested a resolution. Nothing. I've done everything right, paid on time, etc..... In addition - closing the account isn't an option as I have paypal credit WHICH I CANT USE for a crazy reason nobody seems to have an explanation to. Don't hit my credit, approve me, then not provide access to it. Just don't a approve me to begin with. Why I think it's a scam.
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