So I want to buy an item from someone in NY. However, he does not want to do invoice because he said it takes 21 days to receive the money. He said to send money via friends and family. My issue with that I'm not protected if he sends a fake item or doesn't ship at all. He said in that case I can file a chargeback if I do friends and family and I don't receive the item and get issued my money back. Does this seem legitimate?
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