Why does PayPal have the privledge of holding funds for a thirty day period, that gives them the earning ability of interest earned on our money and use the excuse of in case of a return from a client! Who uses speculation instead of reality to hold monies that is not theirs, I'm in a service oriented business and do not issue refunds, PayPal knows this and if they do not know the practices of all types of business then they have no business handling funds that are not theirs! I say quit letting PayPal quit earning interest on our money calling it a "threshold", did not apply for a credit threshold go make up some other term, maybe like we use " your funds" to our favor, my entire staff are prohibited to process PayPal business transactions immediately. After explaining to our clients the money PayPal is earning on the clients behalf they have also refused in the future to participate in any PayPal business transactions!
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