I just received the same letter from ACI (American Coradius International), saying they're trying to collect $108. My name and address are correct on the letter, but this is NOT my account. I called PP and found out that the email address that the account was opened with is totally incorrect and the phone number the account was opened with is incorrect. I also found out that it was a 'business' that opened the account (I'm thinking like an ebay seller, who sold something, withdrew the money, then ebay refunded the money to the buyer, leaving a negative balanceon the account). Oh, also the social security number was totally different and I'm sure it was phony. Paypal asked me to call them back in a couple of days to learn the outcome of the claim. I pressed the CSR at PPal about how obviously easy it must be to open a PPal card and they agreed. This must happen all the time.
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