So I have a negative balance because of someone that charged back their card on me and paypal is making me responsible for it which in no way am I going to pay. They aren't stealing from me, I will just simply stop using and supporting them. My problem is that they have collection agencies coming after me for this bogus debt, saying how if they recieve a money jkudgement against me, they can prevent me from all types of incomes, including my wages/salary. What do I do about this? I would like to know my options without having spending any money obviously since I am not at fault. Is that the only option? I actually wanted to sue paypal myself and take them to court but I haven't had the time and still are looking into solutions to handling this chargeback that they are holding me responsible for. For more info regarding my case, you can see my other topics I created a few months ago.
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