Happened to me last night. I've been using PayPal for years and never realized Friends and Family payments could not be disputed. After I realized I was duped I tried to start an inquiry and a banner popped up at the page with an exclamation point using different colored background alerting me to the fact I could not dispute family and friend payment. This alert could not be missed. PayPal for sure wanted me to know. Paypal needs to put that information FIRST when making the payment. Unless you remember section 13 of the User Agreement, you would not know that the transaction cannot be disputed. It is a "sin of omission". They tell you outright after the fact the transactions cannot be disputed. They omit that information on the payment screen. I'm sure they are saving themselves a ton of money by omitting this information during the payment transaction.
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