FYI: Don't assume they will increase your credit. I've had PayPal credit for over a year (never missed a payment and have paid extra). I just made a purchase for $289+ over credit limit to see if I would get an increase to help with home remodel for baby's room. Denied! Plus, they don't use the extra to finish the purchase on your other types of funds. It's an, "all or nothing" I was told. So now I have to call to call the store and fix everything during business hours because it's a special order. I WAS so pleased with PayPal until this point. Unfortunately couldn't allow a $289 increase even though you are never late on payments and have established a good rapport (so you think!), you may get denied. Guess I'll rely on the ol' credit cards.
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