Finally this issue has been resolved. After all the attempted payments on eBay through PayPal - PayPal actually put a hold on my account. After numerous calls and emails - finally someone actually listened to the problem rather than just trying to "walk" me through the check out over and over without results. Good luck with getting your PayPal issues resolved - just keep trying. I actually double checked to make sure name was spelled out (full formal name) on both accounts, same ship to address (we use PO Box for mail and street for shipping), linked and un-linked PayPal from Ebay. Signed out and back on numerous times after each change -- but in the end it was actually getting someone at PayPay to read the email about the problem -- 3rd person was actually able to help.
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