Hi, I've recently seen when logging into PayPal the offer to apply for some credit, I did some research as to whether it's trustworthy and have seen a mix of reviews both good and bad. I did the initial application sheet and was told I could have a limit of £1200 on my credit account. My question is, if I accept the offer and agree to the terms are there any hidden fees or monthly charges just for the use of the credit even if I don't use it? I'd like to have the credit to pay for a few larger items without having to fork out all the money in one go. I'd rather pay £400 over 4 months than £400 in a single sitting. Will I be charged for anything if I don't use the credit? Thanks, Ashley
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