I thought I was clicking 'Accept' for the PayPal account - not the credit line. I don't want to go through the hassle of canceling the account (because from other reviews, it sounds like PP is as difficult as humanly possible about it). If I never use it and don't bother to close it, will I have to deal with any fees for inactivity? Also, is there an annual fee for having it open? Or will it just sit as a free 'emergency credit line' that I'll never actually use?
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