i made a payment (which was probably a scam btw) via F&F (idiot) and the person is suggesting that they will refund. Co-incidently I have switched bank accounts during this time - so the linked account that I paid from is closed. The person is saying the refund is not going through. Could it be that I cannot be refunded now. I have linked another account - but assumed this money would simply go to my balance
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