I'm online now with chat. They recommend accepting it (to get rid of the message). I'm being told that it is "in my balance" of my PayPal account but that I would need to upgrade my account to a balance-holding PayPal cash account -- with fees associated. So it sounds like this 'scam' (?) is by PayPal itself, i.e., marketing. Can that be??!? Is no one else seeing this in their account? Since it also prints on my statement each month, it doesn't seem like it's a phishing attempt from outside.
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