It was just my debit card, which is linked to my bank account. And paypal initiated the refund because the money went unclaimed. I figured out that I had sent it to the wrong (non-existent) email address, which is why it went unclaimed. The bigger problem is now I need to send the money to the correct email. Since the money has not been deposited back onto my card/into my bank account, I don't have the funds to do so. And am unfortunately on a time limit. 😕
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