I have sent emails to pay pal asking the same thing.I was using my paypal card every week to do all of my gas and grocery shopping and such.I realize that paypal is making a transaction feee from every merchant where I use my card besides making money off my money in my account.I was spending alot of money every month through the card so I know they were making alot of money. I got no answer from pay pal.They just do no seem to care so I now say **bleep** it.I will just lower my balance to a minumim amount and stop using their check card to do all my shopping from now on.I will only keep enough in there to make small ebay purchases.It was taking the same 3 to 4 days to credit even though it was deducted from my bank account right away.They are absolutely using our money to make money while they hold it that long. I guess when you get as big as they are now they just do not care about the little people with individual accounts so I will just take and use my money elsewhere and let my other financial institutions make money off me. This will also probably keep my from using ebay as much in the future since a more expensive item would not be possible to purcahse if I do not have enough money in paypal to cover it.I will just have to use amazon and other online places to buy from more now.
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