This answer is wrong. It may be innocently offered, but it is inaccurate. I always pay for items with my PayPal balance (not my credit card), but I also experience the long (6-7 business day) delay in receiving refund funds. It's a PITA and frankly inexcusable, given than our payments go through instantaneously. There is no reason to hold the refunds up. Clearly PayPal is just scheming to make a few micro-pennies on the extra time they hold onto our funds.
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