I want to send a few hundred dollars to a relative in another state. If I am reading this correctly, I pay no fees to SEND the money as long as I have it deducted from my bank account. I am not sure if the relative will be charged to receive the money into her bank account as there seem to be several answers posted here. Am I correct that there are no fees on either side of the transaction to send/receive money into a bank account? Is there some way I should code the transfer? I saw one note about using "goods and services". Thanks!
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